Life Equity Loans with Brandon J. Miller, M&M Bank

In today’s episode, we interview Brandon J. Miller, Director of Life Equity Lending with M&M Bank. M&M Bank is one of the multiple banks we work with that will allow policy owners to use their cash value as collateral in order to establish a line of credit. Brandon describes the advantages and disadvantages of doing this instead of taking a loan against your cash value directly from the insurance company.

Additional topics discussed include:

(1) What is the difference between a loan and line of credit?
(2) Will this affect my credit score in any way?
(3) What are the terms M&M Bank is currently offering
(4) Can I borrow against a PDF Account (Premium Deposit Fund)

Enjoy this week’s episode!!!


M&M Bank One Sheet

M&M Bank Website 


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