Why we do NOT recommend IUL’s

The differences between Index Universal Life (IUL) and Whole Life…

Complete the form to get instant access and discover:

  • The Math Behind The Cap & Floor of IUL’s 
  • A Comparison of an IUL and Whole Life Illustration
  • The Costs Inside an IUL Policy
  • And more..

The Math Behind The Cap & Floor of IUL’s:

A Comparison of an IUL and Whole Life Illustration:

Bloomberg Article from Christian Bale’s character from The Big Short – “Why Index Funds are like subprime CDO’s (Collateralized debt obligations- the complex securities that almost destroyed the global financial system)”.

Warning from the State of New York on Universal Life Insurance.

MSN Article, Universal Life Insurance, a 1980’s sensation, has backfired.

PDF Downloads:

White Paper from the Prosperity Economics Movement (PEM)- is a non-profit organization of independent financial advisors whose goals are to learn the whole about financial matters and apply those truths to final strategies that help clients prosper.  This white paper explains the differences between Universal Life and Whole Life. 

Illustrated Promises Unmet Expectations- “Most universal life illustrations bear little resemblance to actual performance” Richard M. Weber, President of the Society of Financial Services Professionals.  This article describes the dangers of Universal Life policies and why actual balances are much less then the clients where expecting. 

Complete the form to get instant access and discover:

  • The Math Behind The Cap & Floor of IUL’s
  • A Comparison of an IUL and Whole Life Illustration
  • The Costs Inside an IUL Policy
  • And more..

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